Building a solid credit score requires time and intention. Even if your rating isn’t paramount in your imminent financial plans, you should be aware of what could help—or hurt—your cause down the line.
We’ve all seen commercials asking whether we viewers know what our credit score is. Few of us probably know this number off the top of our heads, and that’s in part because it’s a rating that can change over time. But before we get to how to improve your credit score, we first need to understand what it is and why it’s important for your financial future.